Attention homeowners: Real estate appraisal services for in Vestavia Hills and Jefferson County

Check out the top reasons AL homeowners use Richard N. Compton:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a AL property tax assessment
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a AL divorce, where real estate needs to be divided
Settle an estate in AL by determining the true market value of real estate in question

Need help deciding the price of your home in or near Vestavia Hills, AL?
Contact Richard N. Compton.

We at Richard N. Compton understand the special needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Richard N. Compton will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Richard N. Compton is seasoned in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal report from Richard N. Compton is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Richard N. Compton can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.